The objects of this Bill are to provide for—

(a)    the regulation of credit reporting agencies by the Bank of Zambia;

(b)    the licensing of credit reporting agencies;

(c)    the establishment  of a  Credit Registry;

(d)    the governance and management of credit reporting agencies;

(e)    the protection of data subjects;

(f)   information sharing and reporting to enable assessment of the credit worthiness of a data subject; and

(g)    matters connected with, or incidental to, the foregoing.